Work Injuries and Nursing Homes Conditions

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The cost of indemnity benefits for nursing homes workers compensation injuries averages approximately the same as workers comp benefits for all industries. 

Because many of the jobs associated with the nursing home industry require the ability to lift patients in and out of bed, this is a cause of concern when it comes to the likelihood that caregivers may experience back injuries due to the nature of the work required. Unfortunately, some patients lack the necessary mobility to even get from their bed to the restroom, and in many cases, the strain of heavy lifting can result in a minor back strain, or worse, to an injury serious enough to require surgery.

Workers are often required to wear back braces in the course of duty, and this may often help. Equipment, such as mechanical lifts and friction reducing devices, decrease both the frequency and severity of injuries, reducing claims reporting to a workers compensation insurance broker.

Safety must be emphasized in nursing homes

Safety must always be a priority, and some facilities are worn down or not properly kept up. Loose railings, cables not properly matted down, and bad lighting can all contribute to unnecessary accidents. Safety can be accomplished with regular safety training meetings and reviews of problem areas. Physical hazards and causes of include lifting and moving of patients often resulting in musculoskeletal injuries, slips, trips and falls, and accidental needle sticks.

Medical care for these types of work injuries is readily available due to the fact that most states require all businesses to carry workers comp insurance. While minor work-related injuries, including cuts, bruises and abrasions can be treated by the on-staff nurse or by other nurses on duty, for more severe injuries, treatment should be immediately sought at local medical facilities following the claims process.

The cost of indemnity benefits for nursing homes workers compensation injuries averages approximately the same as workers comp benefits for all industries. Don’t let your clients be caught without adequate amounts of coverage. As a reputable broker, handle questions about coverage thoughtfully and leave clients satisfied that they’ve enlisted the right worker compensation insurance broker for their needs.