Being a pet owner is an honor and a privilege, but there are some risks to consider as well. Despite the amount of training your dog goes through, it is impossible to know what and when something will trigger them. If your dog decides to injure or bite another person, it can lead to substantial legal fees depending on what that person claims. Having dog owner liability insurance can be invaluable if a situation like this does occur and can save you a lot of money. Dog bites are quite common in America and protecting yourself as soon as possible can be extremely wise.
Although you may think you are already covered for canine bites or injuries by another insurance, that is most likely not the case. Many other insurances exclude dog related injuries. In the unfortunate case you find yourself having to deal with a lawsuit or legal fees because of your dog, you will be stuck paying out of pocket which can leave you with significant loss and financial distress. Landlords also prefer to have pet owners with dog owner insurance in case an accident does occur. As a responsible dog owner, it is important to invest in your future and protect yourself with dog owner liability insurance.