There are some special situations that require more than just your typical insurance policy. When you need specialty programs, there are some Camden County insurance companies that can help. The following are some situations that may call for a unique policy.
Landlords and owners of rental units can’t just purchase a typical homeowners policy. There are specific things that owners and landlords are responsible for, and other things that the tenants are responsible for. Knowing the difference will be of great value to both parties when they purchase insurance.
Contractors also need special coverage that cannot be found in a typical policy. Builder’s risk is a policy that might be considered for contractors in commercial and residential situations. Accidents happen and delays are inevitable, but with proper insurance, the builder doesn’t have to assume the costs when it is out of their control.
In addition to special coverage for owners of rental units, they may need vacant dwelling coverage. There are certain risks that arise when nobody is actually living in the dwelling. The owner will need protection from those risks.
As you can see, there are some unique circumstances when it comes to insurance. If you find yourself in a special situation, contact a Camden County insurance agent to find out what type of coverage you will need.