As a parent of a teenager, you already have a lot on your plate. When your teen reaches driving age, finding affordable car insurance can become a challenge. Because teens are considered high-risk drivers, many insurance companies in Connecticut charge higher rates.
Tips for Parents
If you have an active child, you might be excited about them finally being able to drive themselves around. That is until your premiums start to skyrocket. Here are some money-saving tips.
- Shop – Even if you have worked with the same insurance company for years, it is worthwhile to shop around. Compare at least three quotes. Make sure you are comparing apples to apples. You don’t want to sacrifice coverage for the price.
- Discounts – Always check to see what discounts your teen may qualify for. Many insurance providers offer discounts for good report cards, driver safety education courses and low annual mileage.
- Policy – In many cases, simply adding your child to your existing policy is the cheapest route. Sometimes it is more cost effective to purchase a separate policy. Check with your carrier. They may allow you to assign your teen to a car that is less pricey to ensure.
- Car – What type of vehicle your child drives can affect insurance rates. Flashy sports cars are expensive and unsafe. Choose a model that has a strong safety record.
When your teen learns to drive, it can be an exciting and anxiety-ridden time. There are many insurance companies in Connecticut. Choose a carrier that meets your needs at an affordable rate.