There are a lot of things you have to think about after buying a new home: getting a home inspection, obtaining financing for it, finding the right furniture to fill the spaces, among a million other things. One thing that many people neglect to think about entirely or don’t give themselves a lot of time to think about is homeowners’ insurance. You have a lot of options for CT homeowners’ insurance, but here are just a few reasons why you should try to stay local when searching for an insurance company.
Familiarity with the Neighborhood
A local insurance agent is more familiar with the area, because he or she lives and works there too, just like you do. If your neighborhood is prone to flooding, for example, a local insurance agent might know to add extra flood protection.
More Personalized Customer Service
When you have to file a claim on your homeowners’ insurance, going with a nationwide chain may mean spending several minutes on hold before talking to someone. When you choose a local agent, however, you’ll have lots less time to wait on hold and more getting personal service from someone who knows you personally.
Better Insurance Rates
Choosing a local insurance agent is the best way to get the best value on your CT homeowners’ insurance. A local agent serves as your personal shopper, essentially shopping rates from many different companies for you to get you the best price and greatest value.