Many people in the population keep pet dogs because they are man’s best friend – and these people may think that their dog would never hurt anyone. However, accidents do happen, and any dog is capable of biting someone out of anger or fear. Here are some reasons you may want to consider getting dangerous dog insurance for your pooch.
The first reason to get this special kind of insurance is if you have a breed of dog that is commonly seen as aggressive, such as a pit bull. Although it is a common misconception that all dogs of a certain breed are aggressive, a lot of insurance companies will not cover you if you have certain breeds of dog, or they will give you a higher rate.
You may think that your dog would never hurt anyone, but a usually friendly dog can suddenly nip someone if they feel they are in danger or if someone accidentally hurts them. Even if your dog isn’t usually aggressive, one bite is all it takes to potentially land you in serious financial trouble. It is important for anyone with a dog to look into dangerous dog insurance, even if their dog isn’t dangerous, so that an incident won’t cause bankruptcy due to medical bills.