Common Threats You Face Without Workers Compensation Insurance

workers compensation insurance in Texas
Protect yourself and your employees the right way by investing in workers compensation insurance in Texas.

Regardless of what type of business you’re running, your employees face a certain number of risks and potential threats each and every day. Sure, you take plenty of safety precautions and set certain parameters in order to mitigate the damage (or avoid it entirely), but sometimes accidents happen, and can leave your employees seriously ill or injured. If you don’t happen to have workers compensation insurance in Texas on your side, there’s a chance you could be footing a big bill when these instances arise, and face threats like:

  • Paying up automatically and assuming responsibility for the injury even if it was in no way the fault of you or your business practices.
  • Losing the ability to use common defenses that revolve around the negligence of the employee in question, negligence of other employees or willingly accepted risks.
  • Losing the regular defenses you need for this type of legal situation.
  • Paying punitive charges in the event that you lose a lawsuit revolving around employee injury or illness.

Any of these problems is likely to have a large negative impact on your business in multiple ways, and causes serious financial disruption that it can be very difficult to recover from. Protect yourself and your employees the right way by investing in workers compensation insurance in Texas.