Running a business means you need the right insurance. From general liability to workers’ compensation, your needs will vary depending on your location, the size of your business, and the industry you work in. Regardless, you’ll want to choose an agency that meets your needs. Here’s how to find one.
Look at the Company’s Reputation
The most important tip for finding insurance companies in San Pedro is to review the company’s history and reputation. First, look at basics, such as how long the agency has been in business, what its mission and values are, and whether it sells the products you need. Then, dig deeper. Does the leadership have a good reputation? Does the company participate in its community? Does it have strong financials? Keep in mind that no company is perfect, but move on if you have a bad feeling.
Consider How Convenient the Company Is
As a business owner yourself, you’re probably busy. This means you need an insurance company that makes doing your job easier. Online bill pay and claim reporting are preferable, but if you must pay otherwise, consider whether the affordability is worth the inconvenience. In addition, think about whether the company has 24-hour customer service, whether it is reachable on social media, and how it handles questions about billing or policy changes.
Don’t forget to verify licenses as well. You can also ensure the business is reputable by checking reviews from other business owners or even asking your network for agency referrals.