It should come as no surprise to anyone that there are many concert related claims submitted each year. Any time there is a highly excitable crowd that gets packed into a large venue there are risks and liability concerns. Ensuring you have the appropriate kind of concert insurance is very important to ensure a successful production.
Damage to Equipment
Just take a moment to think about all of the equipment that’s necessary to produce a concert. You have electrical equipment, speakers, microphones, lights, video equipment, screens and special decorations. You absolutely want to make sure that your concert insurance covers the cost to repair or replace your equipment.
You probably already realize that injuries to employees should be one of your top concerns. Most people tend to think of the risk tied to security and bodyguards. However, you also need to think about stagehands, sound board operators, personal assistants, ticket takers, food service providers, drivers, photographers and dozens of other performance-related employees.
There are a few different reasons that performance might be canceled. The two most common reasons are a performer’s illness and inclement weather. In the event either of these prevents your concert from happening, you’ll want to make sure you’re not liable for covering all of the associated costs. Concert insurance can provide the peace of mind you need to be able to successfully produce a concert.