Bedsores and Liability Insurance for Nursing Homes

As the owner of a nursing home you have an abundance of liability issues and one area of concern is when it comes to pressure ulcers. As most caregivers understand, it is very difficult to treat once the condition worsens, so it is in the best interest of the patient that early detection be a priority for staff members. It is an obvious concern for family members who do not ever want to see a loved one suffer. The situation could quite possibly lead to a lawsuit, which can cost time, money, and reputations, which is why liability insurance for nursing homes is of the utmost importance.

How bedsores form

Bedsores form in the areas where we have the least padding of muscle and fat, especially right over a bone. Bedsores on the tailbone (coccyx), shoulder blades, hips, and elbows are the most common. When a patient is totally immobile, even for as little as 12 hours, it may cause bedsores to begin to form.

Circulation is impeded when blood flow slows or stops in the compressed area between bone and the surface of a bed or wheelchair. When the tissue is deprived of oxygen and nutrients, the skin can die in as little as half a day, although the evidence may not be obvious for days or even weeks.

One of the most common problems for many nursing homes is bedsores, and specifically, staff not taking the proper measures to prevent bedsores from occurring. Even if proper attention had been given, it is very difficult to be able to prove they performed all of the proper measures.

In some cases, pressure ulcers are not preventable. In all cases, proper preventative measures can be documented in order to avoid any liability. In any case, liability insurance for nursing homes will cover an assortment of risks and exposures associated with care giving. Speak with an agent to find out which coverage will best suit your needs.